Employee Benefits
Experts in Small Business Insurance
Small Business Health Insurance and Employee Benefits Guidance
GaNun Insurance helps small businesses evaluate, select, and manage health insurance and employee benefits that meet the needs of their company, employees, and budget. With more than 30 years of healthcare consulting experience, we provide personalized guidance, employee education, and ongoing account support before, during, and after enrollment.
Employee Benefits Are About More Than Price
The cost of coverage matters, but it should not be the only factor behind your decision. Plan design, provider networks, employee needs, administrative requirements and ongoing service can all affect the value of an employee benefits program.
GaNun Insurance takes the time to understand your business before helping you explore available options. Whether you have a small team or a growing workforce, we provide clear information and personal support so you can make benefits decisions with greater confidence.
Why Small Businesses Work With GaNun Insurance
Access to Leading Health Carriers and PEO Providers
GaNun Insurance works with health insurance carriers including Aetna, Anthem, Cigna and UnitedHealthcare. We also work with PEO providers such as TriNet, ADP TotalSource, Insperity and Justworks, along with providers of dental, life and disability coverage (carrier, provider and plan availability varies by state, group eligibility and other applicable requirements).
How Does GaNun Insurance Help a Small Business Choose Benefits?
We begin by learning about your business, workforce, current coverage and priorities. We then help you compare available options, understand the differences and make an informed decision. Once benefits are selected, we help communicate those decisions to employees and remain available to support your account throughout the year.
Why Thoughtful Plan Comparison Matters
In 2025, the average annual premium for employer-sponsored family health coverage reached $26,993. KFF also found that 59% of firms with 10 to 199 workers offered health benefits, compared with 97% of firms with 200 or more workers.
Insurance and Benefit Services

The right benefits program should reflect your company’s workforce, priorities and budget. GaNun Insurance helps small businesses explore available options, understand important differences and manage their benefits throughout the year. Our services include group health insurance, dental insurance, life insurance, short-term and long-term disability coverage, PEO guidance, employee education and ongoing account support.
Small Business and Group Health Insurance
Choosing health insurance is an important financial and workforce decision. GaNun Insurance helps employers evaluate coverage based on more than the monthly premium. The appropriate option may depend on the size and location of your workforce, employee healthcare needs, provider access, plan design, employer contributions and other eligibility requirements. We explain the available options in straightforward language so you can better understand what the business is purchasing and what employees will receive.
Costs Extend Beyond the Monthly Premium
Among covered workers at firms with 10 to 199 employees, the average annual employee contribution toward family coverage was $8,889 in 2025. In the same firm-size category, 53% of covered workers were enrolled in a plan with a general annual deductible of $2,000 or more for single coverage.
Employee Benefits Solutions for Small Businesses
An Experienced Employee Benefits Advisor for Small Businesses
GaNun Insurance is an independently owned, full-service boutique employee benefits agency with more than 30 years of healthcare consulting experience. We help small businesses evaluate health insurance, employee benefits and PEO options while providing the personal attention and ongoing support employers need.
Small Business and Group Health Insurance
Choosing health insurance is an important financial and workforce decision. GaNun Insurance helps employers evaluate coverage based on more than the monthly premium. The appropriate option may depend on the size and location of your workforce, employee healthcare needs, provider access, plan design, employer contributions and other eligibility requirements. We explain the available options in straightforward language so you can better understand what the business is purchasing and what employees will receive.


